A visit with Edward Jones financial advisor Todd Miller can be especially sweet for his customers. They of course gain valuable guidance on how best to make their money work. But they often receive an additional tasty treat to take home: A jar of honey. And not just any honey. This honey is made by bees that Todd keeps in hives in his backyard.The buzzy hobby gives him the chance to be outdoors and spend time with his daughters Charlotte, 7, and Remy, 5, while staying close to home.

This combination of money and honey reflects Todd’s treasured principle: Time and money are valuable assets and should be spent wisely. Todd believes you are “never too young’’ to start learning and thinking about finances. 

Talking about money can be considered taboo, but Todd believes open conversations are crucial. Young people need honest, clear information, which he provides to his daughters even at their young ages. “I wanted to make sure they learn from me and not the crazy advice they could get from YouTube or Tik Tok.’’

He is following a family tradition. When he was 16 and started his first job, his mother insisted he invest a portion of each paycheck.“One of the most important things I had was time and she taught me the importance of making the most of it.’’

A small amount invested at 16 can grow to a large nest egg that can make dreams come true. He shares those lessons with his clients. All ages can benefit from financial guidance, he believes. But the ideal candidate for his services is 10 to 15 years away from retirement. They may have a general idea of the long-term goals but they haven’t formalized it and put it into a plan.

That’s where Miller steps in. “We look at their full financial picture, their bills, taxes, what they are currently doing to work toward their goals. The key to doing well with your finances is to be flexible and more open to opportunities, be willing to build a successful plan.’’

Todd may have learned the value of money early in life but financial planning was far from his original career. After growing up in Hopkinton and graduating from Hopkinton High School, he received  a bachelor’s and master’s degree in chemistry from Northeastern University.

He entered the military where he served as a military police officer. He later worked as a chemist for five years. During this time he married his wife Abbey and began a family. As part of this life transition, he worked with a financial advisor on tax planning, estate planning, creating a power of attorney and other financial tasks.

That advisor eventually invited him to be part of his business. Todd became a certified financial planner, a designation that allows him to “help my clients in the most ways and the best ways possible.’’

The Hopedale resident is looking forward to moving into a new branch office in Foxboro later this year.

That will allow him to grow even deeper roots in the Hopedale, Bellingham, Norfolk and Wrentham area. He already delivers free talks at local senior centers to help people become better educated in finances and investments and looks forward to expanding his community involvement.

 “I get to help my community and get introduced to a lot of people in the area. I like reaching out to the community. It’s very rewarding.’’

Todd Miller can be reached by call or text at 781-652-9573 or by email at Todd.Miller@
edwardjones.com.

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